How It Works

When you apply for a payday cash advance with PaydayOnline, the process is simple - just complete the 4 minute online application, then you'll be guided through the simple process by SMS messages and emails.

Here’s the application process in just a little more detail:

1. Submit your application online. If you’re eligible you’ll be pre-approved on the spot.
2. Check the cash advance agreement and confirm online by ticking a box - no need to fax anything. All new PaydayOnline members get a pre-approved cash advance facility. This enables you to get cash 24/7 if you need it later. If you don't, having the cash facility costs nothing. It’s reassuring to have a pre-approved facility so you’re prepared for anything that may arise, anytime. Think of it as a reserve.
3. Tell your payroll to expect a call from PaydayOnline about a finance application.
4. Get in contact with us as soon as possible by email, SMS or phone to tell us your payroll is expecting our call.

Once you’ve done that the rest is up to us. As soon as we’ve confirmed your details with your payroll, $100 - $600 will be available in your bank account!

In order to keep you fully up to date we’ll send you an email and SMS confirming your payment. You can also log-in to your Member Area (using the log-in details we give you) anytime to see how we're going.

Here are a few more tidbits to keep you going…

* The entire process can take less than 30 minutes depending on how easily we can contact your payroll.

*After you've been paid you can log-in to see your contract, a breakdown of fees, and check repayment details. The day before a repayment is due, you will receive an SMS and email to remind you about your repayment and help you stay organised. You can also call 1300 328 828 for support.

* After your first cash advance, we make it even easier for you. We don’t need to contact your payroll so the application takes approximately 2 minutes, with payments made to you in just seconds. Best of all, you’ll be able to access PaydayOnline cash advances 24 hours a day, 7 days a week.